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For more information about the differences between programs, please contact your Account Executive.

DSCR 1 - 4 Units

Ameritrust Diamond DSCR 1-4 (1.00)
Ameritrust Diamond DSCR 1-4 (<1.00 NO RATIO)
Garnet DSCR 1-4

DSCR 5-10 Residential or 2-8 Mixed Use

Ameritrust Diamond Multi (2-8 Mixed or 5-8 Residential)
Platinum Multi (2-8 Mixed or 5-10 Residential)

Foreign National

Ameritrust Diamond Foreign National
Garnet Foreign National

ITIN

Ameritrust Diamond ITIN
Gold ITIN

Alt Doc - Bank Statements, 1099, Asset Utilization, P&L Programs

Ameritrust Diamond Alt Doc Tier 1
Ameritrust Diamond Alt Doc Tier 2 - N/A
Garnet Alt Doc
Gold Alt Doc

Alt Doc - P&L

Ruby P&L Only
Platinum P&L
Diamond P&L + 2 Mo BKST

Full Doc

Ameritrust Diamond Full Doc Tier 1
Ameritrust Diamond Full Doc Tier 2 - N/A
Garnet Full Doc
Gold Full Doc

Conventional Loans

Conventional Loan Program Matrix

FHA Loans

Standard FHA Loan Program Matrix
FHA Diamond DPA - Repayable Matrix
FHA Diamond DPA - Forgivable Matrix

VA Loans

VA Loan Program Matrix

JUMBO

Platinum Jumbo Full Doc
Platinum Jumbo Alt Doc

USDA

Ameritrust USDA Guidelines

NonQM 2nd Lien

Ameritrust Diamond 2nd Lien