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For more information about the differences between Granite, Ruby, Diamond, Emerald, or Platinum, please contact your Account Executive

DSCR 1 - 4 Units

Granite DSCR 1-4
Ruby DSCR 1-4
Diamond DSCR 1-4
Emerald DSCR 1-4
Platinum DSCR 1-4

DSCR 5-10 Residential or 2-8 Mixed Use

Ruby DSCR Multi (5-10 and 2-8)
Platinum DSCR Multi (5-10 and 2-8)
Diamond DSCR Multi (5-10 and 2-8)

Stand Alone - Second Lien

Ruby Closed End 2nd
Platinum Closed End 2nd

Foreign National

Ruby Foreign National
Emerald Foreign National
Platinum Foreign National
Diamond Foreign National

ITIN

Gold Tier 1
Gold Tier 2
Platinum ITIN
Granite ITIN Matrix

Alt Doc - Bank Statements, 1099, Asset Utilization

Granite Alt Doc
Platinum Alt Doc
Diamond Alt Doc
Emerald Tier 1
Emerald Tier 2
Ruby Alt Doc Tier 1
Ruby Alt Doc Tier 2
Ruby Alt Doc (Premier, Tier 1 & Tier 2)

Alt Doc - P&L

Ruby P&L Only
Platinum P&L
Gold Tier 1
Gold Tier 2
Granite P&L + 2 Mo BKST
Diamond P&L + 2 Mo BKST

Full Doc

Granite Full Doc
Platinum NON-QM Guidelines
Gold ITIN Full Guidelines
Ruby Full Doc Tier 1
Diamond Full Doc
Ruby Full Doc Tier 2
Ruby Full Doc (Premier, Tier 1 & Tier 2)
Granite ITIN Full Guidelines
Platinum Full Doc
Gold Tier 1
Gold Tier 2
Emerald Tier 1
Emerald Tier 2

Conventional Loans

Conventional Loan Program Matrix

FHA Loans

FHA Loan Program Matrix

VA Loans

VA Loan Program Matrix
  • (800) 775-8490
  • [email protected]
  • 17341 Irvine Blvd Suite 285, Tustin, CA 92780
  • NMLS 217229

Programs

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